Mortgage Calculator
Understanding your mortgage
Buy with total confidence using our free, easy-to-use mortgage calculator, designed to help you estimate your monthly repayments on a new build home. At Sky-House, we take the stress out of buying, so you can feel reassured that your dream home is within reach.
For more expert advice, why not explore our buying guides. Whether you’re a first-time buyer, looking to downsize, planning a move, or considering property investment, you’ll find helpful guidance tailored to your journey.
Calculate what your monthly mortgage payment could be
Repayments are calculated by how much you borrow, your lender's interest rate, and the length of your term. Enter a few key details into the repayment calculator to get an estimated monthly payment.
Mallard Mortgages works with Sky House to provide their clients with expert mortgage and protection advice. Mortgage Advice Bureau has access to over 12,000 mortgages from 90+ lenders, so we can find the right mortgage to suit your individual needs. The expert advice we offer, combined with the volume of mortgages that we arrange, places us in a very strong position to ensure that our clients have access to the latest deals available and receive a first-class service.
We will take care of everything and handle the whole application process, from explaining all your options and helping you select the right mortgage, to choosing the most suitable protection for you and your family.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Helping buyers stay finance savvy
Our mortgage repayment calculator is simple to use and gives you results within minutes, but many aspects can affect the affordability criteria, such as:
Your deposit amount and loan term
The larger your deposit, the smaller your monthly repayments will be due to a reduced loan-to-value ratio. Your loan term can also affect your monthly repayments, with shorter terms typically increasing your bill each month.
Income and outgoings
Your personal income and outgoings generally dictate how much you can borrow from your chosen lender. A lender will usually consider how much you have left each month in order to understand your affordability.
There are other ways to make home-buying that extra bit more attainable, such as generous incentives and schemes, from part exchange to the own new rate reducer. Additionally, our homes at Sky-House are fully sustainable, energy-efficient, and incredibly cost-effective, reducing your monthly bills and offering comfort throughout all seasons of the year.
Choosing a Sky House really was the best decision. My Sky House is completely different to all new build homes and that's why I love it. Hassle free with all the extra details. Of course, the economic values are great but the roof terrace is the perfect touch and my favourite part.
I love the sense of space and light. I like how every part of the house has a purpose and feels different in its own right. I think one of my favourite spaces is the landing. It could easily have just been an after thought - but I like that it feels like an extra little room to sit and read or just chill in.
The houses are lovely and much higher quality finish than other new build homes.
I love the design of my new house and all its features. You definitely create attractive modern housing.
Nice developments that stand out from the usual new build sites.
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